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One-Close Construction Loans
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One-Close Construction Loans

If you're planning to build a new home and want a smooth, cost-effective financing solution, our One Close Home Construction Loan may be the ideal choice

What FNBM Customers Are Saying
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Our Business Partners

"As a continuously growing CPA firm, we needed
a banking partner who could confidently navigate the world of commercial real estate financing, and FNBM delivered exactly that."
- Dave Echelbarger, CPA, CGMA
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Banking That Fits Your Needs

The FNBM Difference Working for You

We believe in local leadership and local decision making.

We understand that direct access to your banker is important.

We know the importance of giving back to our community.

Learn more about why First National Bank of Michigan is right for you.

FNBM in Action

First National Bank of Michigan Promotes Chris Mars to Market President
Kalamazoo, MI – September 9, 2025 – First National Bank of Michigan is pleased to announce the promotion of Chris Mars to Market President in Kalamazoo. Chris joined First National Bank of Michigan in March 2014 and has been leading the Kalamazoo Commercial Banking Group since April 2021. With more than 20 years of experience …
Kelsey Bailey Receives Community Bankers of Michigan 2025 Rising Star Award
The Community Bankers of Michigan (CBM) has announced the recipients of its 2025 Rising Star Award. Recipients will be recognized at the CBM Annual Convention & Expo, to be held September 10-12, 2025, in Traverse City, Michigan.