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One-Close Construction Loans
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One-Close Construction Loans

If you're planning to build a new home and want a smooth, cost-effective financing solution, our One Close Home Construction Loan may be the ideal choice

What FNBM Customers Are Saying
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Our Business Partners

"Patricia Barnas and the whole FNBM team are
really easy to work with and they understand
business. I would highly recommend them."
- Shawn Elliott,
Grand Avenue Parking

Fraud Protection
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Secure Your Finances

FNBM provides you with advanced fraud protection that gives 24/7 peace of mind.

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Banking That Fits Your Needs

The FNBM Difference Working for You

We believe in local leadership and local decision making.

We understand that direct access to your banker is important.

We know the importance of giving back to our community.

Learn more about why First National Bank of Michigan is right for you.

FNBM in Action

Grand Avenue Parking
"Patricia Barnas and the whole FNBM team are really easy to work with and they understand business. I would highly recommend them." - Shawn Elliott Grand Avenue Parking
One-Close Home Construction Loans
Building a new home from the ground up is an exciting journey, but it requires careful financial planning. One of the most efficient ways to finance your new build is through the One Close Home Construction Loan provided by First National Bank of Michigan. We simplify the financing process by combining construction and mortgage financing …