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Commercial Savings

We are here to assist you with savings accounts that help your business grow and succeed and contribute to the stability of our shared community.

FNBM Offerings

First Choice Commercial Savings

This savings option is a good fit for businesses that want to keep at least $1,000 in a savings account while earning competitive interest.

First Rate Money Market

The Commercial Money Market Savings account is a high-yield account for businesses with larger balances and limited debit activities.

Insured Cash Sweep

Offered through IntraFi Network, our ICS services keep your business' funds secure by insuring up to $100 million in deposits without leaving your local bank.

Find Your Local Commercial Banker

Senior Vice President, Market President
Market President
Vice President, Commercial Banking
Senior Vice President and Commercial Relationship Manager
Executive Vice President & Senior Lender
Market President
Vice President, Commercial Banking
Vice President, Commercial Banking
Vice President, Commercial Banking
Assistant Vice President, Commercial Banking
Vice President, Commercial Banking
Senior Vice President & Commercial Banking Group Manager
Vice President, Commercial Banking
Vice President, Commercial Banking
Vice President, Commercial Banking
Senior Vice President, Treasury Management and Deposit Operations Manager
Vice President, Commercial Banking
Vice President, Commercial Banking
Vice President, Commercial Banking

Current Rates

First Choice Commercial Savings

The minimum to open is $100. An average monthly balance of $1,000 is required to avoid fees.
First Choice Commercial Savings Current Rates
Balance Interest Rate APY *
$0+ 0.01% 0.01%
*APY = Annual Percentage Yield. APY is based on a $2,500 balance for 12 months. Current rates are subject to change. Fees could reduce earnings.
Last updated on 09/23/2022.

First Rate Money Market

The minimum to open is $100. An average monthly balance of $5,000 is required to avoid fees.
First Rate Money Market Current Rates
Balance Interest Rate APY *
$0-$24,999 0.01% 0.01%
$25,000-$249,999 0.02% 0.02%
$250,000-$1,999,999 0.10% 0.10%
$2,000,000-$4,999,999 0.15% 0.15%
$5,000,000+ 0.20% 0.20%
*APY = Annual Percentage Yield. APY is based on a $2,500 balance for 12 months. Current rates are subject to change. Fees could reduce earnings.
Last updated on 09/23/2022.

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Learn more about why First National Bank of Michigan is right for you.