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About FNBM

As part of a shared community, we all thrive together. That's why we care about your business and personal needs and goals.

Locally Owned, Local Decisions

We talk a lot about “local” at First National Bank of Michigan, but it’s more than just talk. Our company was made in Michigan to serve Michigan. That’s what makes us different than other banks; our staff, leadership team, and board of directors all think, act, and invest locally.

The FNBM Difference

Our commitment to the communities we serve is demonstrated in each of our branches by local professionals who are eager to meet with you face-to-face and dedicated to providing you with personalized services. Truly a community bank, we take time to listen and get to know you.


First National Bank of Michigan is privately owned by area investors who value local decision-making and the ability to help our communities and individuals grow and prosper.

Our employees and directors have been involved in local banking for many years and are a vital part of the community, both professionally and personally.

For more on our people, history, and performance, please download our annual report (PDF – 2MB).

FNBM In Action

Beware of SMISHING Texts
What is SMISHING? Smishing or SMS phishing is about sending false, fake text messages, claiming the mobile user has won a free product, needs to enter information, correct an account mistake, or it can be a product offer.
Banking System Upgrade
In an effort to better serve our customers, First National Bank of Michigan has upgraded our Online and Mobile Banking systems. The new systems offer an enhanced user experience and access to more financial tools that make banking with us that much better.