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About FNBM

As part of a shared community, we all thrive together. That's why we care about your business and personal needs and goals.

Locally Owned, Local Decisions

We talk a lot about “local” at First National Bank of Michigan, but it’s more than just talk. Our company was made in Michigan to serve Michigan. That’s what makes us different than other banks; our staff, leadership team, and board of directors all think, act, and invest locally.

The FNBM Difference

Our commitment to the communities we serve is demonstrated in each of our branches by local professionals who are eager to meet with you face-to-face and dedicated to providing you with personalized services. Truly a community bank, we take time to listen and get to know you.

Who FNBM Is

First National Bank of Michigan is privately owned by area investors who value local decision-making and the ability to help our communities and individuals grow and prosper.

Our employees and directors have been involved in local banking for many years and are a vital part of the community, both professionally and personally.

For more on our people, history, and performance, please download our annual report (PDF – 488KB).

FNBM In Action

FCC Issues Warning About Bank Impersonation Scams
The Federal Communications Commission(FCC) this week published an advisory warning consumers about bank impersonation scams and offering tips for avoiding them. Bank impersonation scams account for the highest losses of any impersonation scam category, with victims often losing everything in their accounts, according to the advisory. The scams typically pressure consumers to take immediate action to …
Positive Pay & ACH Positive Pay: Powerful Protection Against Payment Fraud
Payment fraud continues to be one of the greatest financial threats facing businesses today. As fraudsters become more sophisticated, relying on stolen checks, altered checks, and unauthorized electronic payments, businesses need stronger safeguards to protect their accounts. First National Bank of Michigan’s Positive Pay and ACH Positive Pay services provide an added layer of security …