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About FNBM

As part of a shared community, we all thrive together. That's why we care about your business and personal needs and goals.

Locally Owned, Local Decisions

We talk a lot about “local” at First National Bank of Michigan, but it’s more than just talk. Our company was made in Michigan to serve Michigan. That’s what makes us different than other banks; our staff, leadership team, and board of directors all think, act, and invest locally.

The FNBM Difference

Our commitment to the communities we serve is demonstrated in each of our branches by local professionals who are eager to meet with you face-to-face and dedicated to providing you with personalized services. Truly a community bank, we take time to listen and get to know you.

Who FNBM Is

First National Bank of Michigan is privately owned by area investors who value local decision-making and the ability to help our communities and individuals grow and prosper.

Our employees and directors have been involved in local banking for many years and are a vital part of the community, both professionally and personally.

For more on our people, history, and performance, please download our annual report (PDF – 2MB).

FNBM In Action

Never move your money to “protect it.” That’s a scam.
People are losing big money to scammers running complicated scams. The scams usually involve someone supposedly spotting fraud or criminal activity on one of your accounts, offering to help “protect” your money, sometimes asking you to share verification codes, and always telling you to move money from your bank, investment, or retirement account. And every …
Why Use Online Banking?
Online banking has revolutionized the way we manage our finances, making it easier and more efficient to stay on top of our accounts. Here are just a few reasons why you should consider using online banking: 1. Convenience at Your Fingertips: With online banking, you can access your accounts anytime, anywhere. Whether you’re at home, …