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Commercial Banking

Growing your business takes time, dedication, and insight. Our local bankers are uniquely qualified to partner with you and achieve shared success.

We Consider Your Business Ours

First National Bank of Michigan offers the full complement of retail banking services, home mortgages, and personal loans, with a special emphasis on commercial banking.

We consider your business our business because commercial banking has been one of our top priorities since opening our doors in 2006. No matter what your challenges or concerns are, we will always take the time to understand them, guiding you through the borrowing process and beyond. Why? Because Michigan is our home. We want to see your business grow for your success and the continued success of Michigan in the years ahead.

Help Focusing on the Bottom Line

We understand running a business takes commitment, sacrifice, and hard work. That’s why we do everything possible to make our banking and loan processes simple–so you can stay focused on your bottom line. Our experienced bankers and lenders will take great care in analyzing your current banking outlook and goals, and will find the best solutions for you.

Because all businesses are different, we make sure to treat the businesses we’re privileged to serve with distinction. Whether you’re transferring your accounts, opening a new business, or looking to expand or start a new project, we’ll walk you through it all, every step of the way. For more on how we can help take your business to the next level, talk to one of our commercial banking professionals.

The FNBM Difference Working for You

We believe in local leadership and local decision making.

We understand that direct access to your banker is important.

We know the importance of giving back to our community.

Learn more about why First National Bank of Michigan is right for you.

FNBM in Action

Steensma Lawn & Power Equipment
Brian Steensma, Principle of Steensma Lawn & Power Equipment and a long-time customer of First National Bank of Michigan, talks about the relationship he’s built with our team—and why it matters. Click the title to view the testimonial video.
How QR Code Attacks Work and How to Protect Yourself
QR codes have become an integral part of our everyday life due to their simplicity. While they’ve been around for many years, their use exploded during the COVID-19 pandemic, when businesses turned to them for contactless menus, payments, and check-ins. While QR codes are convenient, they also present significant risks. In the past few years, cybercriminals …