Skip to Main Content

Commercial Checking

We tailor our commercial checking account products to your debit activities to provide cost-effective and easy-to-use services.

FNBM Offerings

Commercial Checking Analyzed

Our Commercial Checking Analyzed account is perfect for businesses with higher monthly check writing and deposit activity. This account pays an earnings credit allowance that is used to offset monthly service charges. Account holders receive online banking access, bill payment services, and debit card access. Cash management is also available, if needed.

Commercial Checking

Commercial Checking is the ideal account for businesses making less than 200 debits per month. This account includes online banking access, bill payment, and debit card access.

Find Your Local Commercial Banker

Senior Vice President, Market President
Market President
Vice President, Commercial Banking
Senior Vice President and Commercial Relationship Manager
Executive Vice President & Senior Lender
Market President
Vice President, Commercial Banking
Vice President, Commercial Banking
Vice President, Commercial Banking
Assistant Vice President, Commercial Banking
Vice President, Commercial Banking
Senior Vice President & Commercial Banking Group Manager
Vice President, Commercial Banking
Vice President, Commercial Banking
Vice President, Commercial Banking
Senior Vice President, Treasury Management and Deposit Operations Manager
Vice President, Commercial Banking
Vice President, Commercial Banking
Vice President, Commercial Banking

Current Rates

Government/Not-for-Profit Community Funds Checking

The minimum to open is $100 and there is a monthly maintenance fee of $25. Other fees may apply.
Current Government/Not-for-Profit Community Funds Checking Rates
Balance Interest Rate APY *
$0-$249,999 0.20% 0.20%
$250,000+ 0.45% 0.45%
*APY = Annual Percentage Yield. APY is based on a $2,500 balance for 12 months. Current rates are subject to change. Fees could reduce earnings.
Last updated on 09/23/2022.

The FNBM Difference Working for You

We believe in local leadership and local decision making.

We understand that direct access to your banker is important.

We know the importance of giving back to our community.

Learn more about why First National Bank of Michigan is right for you.