Personal loans at FNBM offer a flexible line of credit for our customers. With interest only payments required and a two-year term this could be used for an unexpected expense, a small home project, to purchase a car, or more.

Traditional fixed-rate mortgages offer you the stability you want with a consistent rate and payment for the life of the loan. Available in conventional loans, you can use these mortgages to purchase or refinance a primary residence with accommodations for up to four families or a vacation home.

Tap into your home's value and get access to cash quickly with a home equity loan. These 5, 7, 10, and 15-year loans from FNBM allow you to borrow against your home's value at a fixed, low rate. Home Equity Loans are often used to cover college expenses, purchase a vehicle or boat, make home improvements and add an addition, and plan a vacation.

Home Equity Lines of Credit (HELOC) loans are similar to traditional Home Equity Loans. Secured by your home, HELOC gives you access to funds for large expenses at a low rate with interest-only monthly payments and 10-year terms. These loans allow you to borrow what you need when you need it without liquidating investments.

Your dreams are not one size fits all. That's why FNBM offers a Jumbo Loan program with down payments as low as 20%. Jumbo Loans provide competitive pricing and several options to help you achieve your financial goals with flexible purchasing and refinancing power.

We've helped countless local families build their dream homes. Allow FNBM to guide you through financing the construction or major renovation of a primary residence or vacation home with interest-only payments during construction to keep payments affordable during construction with our Construction Loans.