Skip to Main Content
Woman accepts credit card payment at her small business
Man works on code that provides fraud protection for customers.
One-Close Construction Loans
Man shows woman vision of housing construction
One-Close Construction Loans

If you're planning to build a new home and want a smooth, cost-effective financing solution, our One Close Home Construction Loan may be the ideal choice

What FNBM Customers Are Saying
Marlee D'Arco gives a client testimonial in support of FNBM
Our Business Partners

"Patricia Barnas and the whole FNBM team are
really easy to work with and they understand
business. I would highly recommend them."
- Shawn Elliott,
Grand Avenue Parking

Fraud Protection
Man works on code that provides fraud protection for customers.
Secure Your Finances

FNBM provides you with advanced fraud protection that gives 24/7 peace of mind.

previous arrowprevious arrow
next arrownext arrow

Banking That Fits Your Needs

The FNBM Difference Working for You

We believe in local leadership and local decision making.

We understand that direct access to your banker is important.

We know the importance of giving back to our community.

Learn more about why First National Bank of Michigan is right for you.

FNBM in Action

Making a Difference Together: Community Impact Day 2025
On May 14, First National Bank of Michigan proudly joined the Michigan West Coast Chamber of Commerce’s fourth annual Community Impact Day—an inspiring day of service that mobilized over 2,000 volunteers across the Holland area. Our team has participated every year, and 2025 was no exception! “Community Impact Day is all about what we can …
Important Notice: Protect Your Money
If you receive a call that is unfamiliar or unexpected from the Bank, hang up immediately and call us directly at 269-349-0100. Stay vigilant—fraudsters are targeting Wire Transfers and ACH transactions. Never give personal information over the phone.