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One-Close Construction Loans
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One-Close Construction Loans

If you're planning to build a new home and want a smooth, cost-effective financing solution, our One Close Home Construction Loan may be the ideal choice

What FNBM Customers Are Saying
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Our Business Partners

"Patricia Barnas and the whole FNBM team are
really easy to work with and they understand
business. I would highly recommend them."
- Shawn Elliott,
Grand Avenue Parking

Fraud Protection
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Secure Your Finances

FNBM provides you with advanced fraud protection that gives 24/7 peace of mind.

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Banking That Fits Your Needs

The FNBM Difference Working for You

We believe in local leadership and local decision making.

We understand that direct access to your banker is important.

We know the importance of giving back to our community.

Learn more about why First National Bank of Michigan is right for you.

FNBM in Action

Independent Bankers of America Awards Kelsey Bailey 40 under 40: 2025 Community Bank Leader
The Independent Bankers of America (ICBA) seventh annual 40 Under 40 community bank leaders awards in June shone a light on inspiring people who better their workplaces, offering thoughtful ideas for improved efficiencies, digital innovations, community involvement and more. Kelsey Bailey, Vice President, Branch Administration Manager ensures First National Bank of Michigan (FNBM) gets the …
Getting the word out about FTC imposter scams
Using old tactics and new twists, scammers are impersonating government agencies, including the FTC, to try to steal people’s personal information and money. The FTC is committed to combatting these imposter scams, and there’s encouraging news these efforts are making a difference to American consumers. Every day, the FTC is working to increase awareness about FTC …