Skip to Main Content
Woman accepts credit card payment at her small business
Man works on code that provides fraud protection for customers.
One-Close Construction Loans
Man shows woman vision of housing construction
One-Close Construction Loans

If you're planning to build a new home and want a smooth, cost-effective financing solution, our One Close Home Construction Loan may be the ideal choice

What FNBM Customers Are Saying
Marlee D'Arco gives a client testimonial in support of FNBM
Our Business Partners

"Patricia Barnas and the whole FNBM team are
really easy to work with and they understand
business. I would highly recommend them."
- Shawn Elliott,
Grand Avenue Parking

Fraud Protection
Man works on code that provides fraud protection for customers.
Secure Your Finances

FNBM provides you with advanced fraud protection that gives 24/7 peace of mind.

previous arrowprevious arrow
next arrownext arrow

Banking That Fits Your Needs

The FNBM Difference Working for You

We believe in local leadership and local decision making.

We understand that direct access to your banker is important.

We know the importance of giving back to our community.

Learn more about why First National Bank of Michigan is right for you.

FNBM in Action

Important Notice: Protect Your Money
If you receive a call that is unfamiliar or unexpected from the Bank, hang up immediately and call us directly at 269-349-0100. Stay vigilant—fraudsters are targeting Wire Transfers and ACH transactions. Never give personal information over the phone.
Reasons to Go Paperless
Why You Should Choose Digital Bills and Statements Over Mailed Copies If you’re still receiving paper statements from your utility providers, credit card companies, or insurance agencies, it might be time to rethink your approach. While “go paperless” may sound like a trendy catchphrase, there are several compelling reasons why making the switch to digital …