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About FNBM

As part of a shared community, we all thrive together. That's why we care about your business and personal needs and goals.

Locally Owned, Local Decisions

We talk a lot about “local” at First National Bank of Michigan, but it’s more than just talk. Our company was made in Michigan to serve Michigan. That’s what makes us different than other banks; our staff, leadership team, and board of directors all think, act, and invest locally.

The FNBM Difference

Our commitment to the communities we serve is demonstrated in each of our branches by local professionals who are eager to meet with you face-to-face and dedicated to providing you with personalized services. Truly a community bank, we take time to listen and get to know you.

Who FNBM Is

First National Bank of Michigan is privately owned by area investors who value local decision-making and the ability to help our communities and individuals grow and prosper.

Our employees and directors have been involved in local banking for many years and are a vital part of the community, both professionally and personally.

For more on our people, history, and performance, please download our annual report (PDF – 488KB).

FNBM In Action

How QR Code Attacks Work and How to Protect Yourself
QR codes have become an integral part of our everyday life due to their simplicity. While they’ve been around for many years, their use exploded during the COVID-19 pandemic, when businesses turned to them for contactless menus, payments, and check-ins. While QR codes are convenient, they also present significant risks. In the past few years, cybercriminals …
FNBM Volunteers Help Build a Home with Lakeshore Habitat for Humanity
On October 7th, a group of First National Bank of Michigan employees rolled up their sleeves to volunteer with Lakeshore Habitat for Humanity, contributing their time and energy to help build a new home for a local family. The team spent the day working on a house currently under construction, joining Habitat’s mission to provide …