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About FNBM

As part of a shared community, we all thrive together. That's why we care about your business and personal needs and goals.

Locally Owned, Local Decisions

We talk a lot about “local” at First National Bank of Michigan, but it’s more than just talk. Our company was made in Michigan to serve Michigan. That’s what makes us different than other banks; our staff, leadership team, and board of directors all think, act, and invest locally.

The FNBM Difference

Our commitment to the communities we serve is demonstrated in each of our branches by local professionals who are eager to meet with you face-to-face and dedicated to providing you with personalized services. Truly a community bank, we take time to listen and get to know you.

Who FNBM Is

First National Bank of Michigan is privately owned by area investors who value local decision-making and the ability to help our communities and individuals grow and prosper.

Our employees and directors have been involved in local banking for many years and are a vital part of the community, both professionally and personally.

For more on our people, history, and performance, please download our annual report (PDF – 2MB).

FNBM In Action

EHTC
"What we appreciate most about FNBM is their expertise in business lending and their genuine commitment to understanding our firm’s needs. As a continuously growing CPA firm, we needed a banking partner who could confidently navigate the world of commercial real estate financing, and FNBM delivered exactly that. Their team really understands the unique challenges of the CRE market, and they work with you to structure financing that makes  sense." -Dave Echelbarger, CPA, CGMA  EHTC
i3 Business Solutions
"I’ve always preferred working with a local bank with real people I know who respond to me in a timely manner. Their various social and annual economic update events connect me to the whole banking team - which deepens our ability to work effectively together. Our recent business acquisition required an SBA loan which is a demanding process. The team came together to help i3 both grow and extend job creation right here in West Michigan." - Michael Ritsema i3 Business Solutions