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About FNBM

As part of a shared community, we all thrive together. That's why we care about your business and personal needs and goals.

Locally Owned, Local Decisions

We talk a lot about “local” at First National Bank of Michigan, but it’s more than just talk. Our company was made in Michigan to serve Michigan. That’s what makes us different than other banks; our staff, leadership team, and board of directors all think, act, and invest locally.

The FNBM Difference

Our commitment to the communities we serve is demonstrated in each of our branches by local professionals who are eager to meet with you face-to-face and dedicated to providing you with personalized services. Truly a community bank, we take time to listen and get to know you.

Who FNBM Is

First National Bank of Michigan is privately owned by area investors who value local decision-making and the ability to help our communities and individuals grow and prosper.

Our employees and directors have been involved in local banking for many years and are a vital part of the community, both professionally and personally.

For more on our people, history, and performance, please download our annual report (PDF – 2MB).

FNBM In Action

Reasons to Go Paperless
Why You Should Choose Digital Bills and Statements Over Mailed Copies If you’re still receiving paper statements from your utility providers, credit card companies, or insurance agencies, it might be time to rethink your approach. While “go paperless” may sound like a trendy catchphrase, there are several compelling reasons why making the switch to digital …
Stay Relevant, Resilient, and Ready for Growth
A business plan isn’t just a tool for startups or funding pitches, it’s a living, breathing document that should evolve as your business grows and the market shifts. Whether your business is in its second year or its twentieth, regular updates to your business plan are crucial for staying competitive, responsive, and aligned with your …