Business Credit Cards
Put Your Business Credit Card To Work For You.
When you and your employees make every day business purchases, your card is delivering money-saving perks, earning rewards, and giving you the conveniences, you want.
Business Classic Credit Card
Classic Credit Card makes everyday purchases more rewarding with cash back1.
- Earn unlimited 1% cash back1 for every purchase.
Business Ultimate Credit Card
Capitalize on everyday business expenses.
- Earn 1X Rewards Point2 for every $1 spent and redeem for travel, plus get exceptional card benefits and savings on digital business solutions.
- Earn 10,000 Bonus Points when you spend $3,000 in the first 90 days3.
Business World Elite Credit Card
Employ the purchasing power you need to take care of business.
- Earn 1X Rewards Point4 for every $1 spent ‒ plus a full suite of money-saving perks and exceptional travel benefits.
- Earn 50,000 bonus points when you spend $10,000 in the first 90 days5.
Business Card Management with SpendTrack
Control expenses and understand credit card spend with our powerful mobile-first platform. Experience seamless ease-of-use for both cardholders and program administrators and streamlined end-to-end card processes that propel businesses forward.
- Physical and virtual cards issuance
- AI-enabled expense report creation and management
- Statements and payment capabilities
- Real-time card controls
Requests, notifications and approvals for credit limits, merchant categories and more
Contact First National Bank of Michigan to learn more or to apply.
Disclosures
*For information about the rates, fees, other costs and benefits associated with the use of these cards, visit gonow.credit/fnbmichiganbusiness and refer to the disclosures accompanying the credit card applications.
1. Earn one Rewards Point (1% cash back) for each $1 spent on qualified purchases. The cash redemption value of each Reward Point is $0.01. Fractional Rewards Points will be rounded down to the nearest whole number. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards Points do not expire. You must request redemption of Rewards Points to receive cash back as a statement credit. See the uChoose Rewards® Program Terms and Conditions at gonow.credit/rewards for redemption instructions and additional information.
2. Earn one Rewards Point for each $1 spent on qualified purchases. Fractional Rewards Points will be rounded down to the nearest whole number. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Reward Points expire after three years from the accrual date. See the uChoose Rewards® Program Terms and Conditions at gonow.credit/rewards for redemption instructions and additional information.
3. Business Ultimate Card Bonus Points Offer. Your business will earn 10,000 bonus points if your business cardholders use their new credit card accounts to make any combination of Purchase transactions totaling at least $3,000 (exclusive of balance transfers, cash advances, fees, returns and adjustments) that post to your account within 90 days of the account open date. Points expire after three years. Redeem for travel, gift cards, merchandise and more.
4. Earn one Rewards Point for each $1 spent on qualified purchases. Rewards Points may be redeemed for cash back or other non-cash options. Fractional Rewards Points will be rounded down to the nearest whole number. For cash-back redemptions, each Rewards Point can be redeemed for a $.01 statement credit. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards Points do not expire. You must request redemption of Rewards Points to receive cash back as a statement credit. See the uChoose Rewards® Program Terms and Conditions at gonow.credit/rewards for redemption instructions and additional information.
5. Business World Elite Card Bonus Points Offer. Your business will earn 50,000 bonus points if your business cardholders use their new credit card accounts to make any combination of Purchase transactions totaling at least $10,000 (exclusive of balance transfers, cash advances, fees, returns and adjustments) that post to your account within 90 days of the account open date. Points expire after three years and can be redeemed for travel, gift cards, merchandise and more.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Please refer to the Mastercard Guide to Benefits for more information.
These Credit Cards are issued by Fifth Third Bank, National Association. Member FDIC. Credit Cards are subject to credit review and approval.