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Commercial Banking

Growing your business takes time, dedication, and insight. Our local bankers are uniquely qualified to partner with you and achieve shared success.

We Consider Your Business Ours

First National Bank of Michigan offers the full complement of retail banking services, home mortgages, and personal loans, with a special emphasis on commercial banking.

We consider your business our business because commercial banking has been one of our top priorities since opening our doors in 2006. No matter what your challenges or concerns are, we will always take the time to understand them, guiding you through the borrowing process and beyond. Why? Because Michigan is our home. We want to see your business grow for your success and the continued success of Michigan in the years ahead.

Help Focusing on the Bottom Line

We understand running a business takes commitment, sacrifice, and hard work. That’s why we do everything possible to make our banking and loan processes simple–so you can stay focused on your bottom line. Our experienced bankers and lenders will take great care in analyzing your current banking outlook and goals, and will find the best solutions for you.

Because all businesses are different, we make sure to treat the businesses we’re privileged to serve with distinction. Whether you’re transferring your accounts, opening a new business, or looking to expand or start a new project, we’ll walk you through it all, every step of the way. For more on how we can help take your business to the next level, talk to one of our commercial banking professionals.

The FNBM Difference Working for You

We believe in local leadership and local decision making.

We understand that direct access to your banker is important.

We know the importance of giving back to our community.

Learn more about why First National Bank of Michigan is right for you.

FNBM in Action

i3 Business Solutions
"I’ve always preferred working with a local bank with real people I know who respond to me in a timely manner. Their various social and annual economic update events connect me to the whole banking team - which deepens our ability to work effectively together. Our recent business acquisition required an SBA loan which is a demanding process. The team came together to help i3 both grow and extend job creation right here in West Michigan." - Michael Ritsema i3 Business Solutions
FNBM Team Helps Tackle Hunger with Kalamazoo Loaves and Fishes
In both May and June, First National Bank of Michigan team members supported Kalamazoo Loaves and Fishes, helping sort food donations collected by local mail carriers during the annual Stamp Out Hunger Food Drive. This incredible community effort brought in more than 65,000 pounds of food to help fight food insecurity in the Kalamazoo area. …