Position Summary

Under limited supervision, the Credit Analyst will review and analyze financial statements and perform credit analysis for commercial lenders in a timely and accurate manner. They will assist the department in performing projects aimed at identifying and limiting credit risks within the commercial loan portfolio.

Essential Functions

• Prepares loan applications for loan committee(s).
• Reviews, spreads, and analyzes financial information for borrowers and prospects.
• Monitors outstanding financial information and loan documentation.
• Prepare reports as required.
• Shows initiative and demonstrates a willingness to take ownership and drives improvements independently.
• Demonstrated sensitivity to the Bank’s needs, customer and employee goodwill, and the public image.

Safety & Security

• Follows all Bank safety and security policies and procedures and works in a responsible manner so as not to create a hazard to oneself or others; maintains confidentiality at all times when dealing with customers’ financial records and personal information.

Quality

• Maintains a quality mind-set at all times to ensure for the delivery of best-in-class products and services, and unsurpassed customer satisfaction.

Customer-Focus

• Delivers a world-class experience for our customers by bringing passion, dedication and integrity to the job every day.

Non-Essential Functions

• Maintains a neat, orderly, and organized work area at all times.
• Performs other related duties, as assigned.
• May be temporarily rotated to other positions within and outside of the department in order to meet organizational needs.

Education & Experience

• Minimum of a Bachelor’s degree in Business, Accounting, Finance or relevant discipline with a minimum of 2 accounting courses is required. Relevant experience may also be considered.
• Prior banking experience preferred.

Knowledge, Skills, & Abilities

• Ability to meet/exceed deadlines.
• Strong communication and organizational skills; detail-oriented with a high degree of accuracy.
• Must have proficient verbal and written communication skills.
• Excellent organization skills.
• Proficient skills in using the Microsoft Suite of products.
• Strong Analytical Skills.
• Strong Attention to Detail.
• Works effectively independently within a team

Physical Requirements

• Frequently required to use hands and fingers to handle, feel or operate equipment, and reach with hands and arms.
• Frequently required to talk and hear; frequently required to stand and walk.
• Occasionally required to climb, balance, stoop, kneel, crouch, bend, twist, and crawl.
• Occasionally required to lift, push, pull and/or move up to 25 pounds.
• Specific vision abilities required include: close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.  

Submit your resume confidentially to Human Resources