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Commercial Checking
We tailor our commercial checking account products to your debit activities to provide cost-effective and easy-to-use services.
FNBM Offerings
Commercial Checking Analyzed
Our Commercial Checking Analyzed account is perfect for businesses with higher monthly check writing and deposit activity. This account pays an earnings credit allowance that is used to offset monthly service charges. Account holders receive online banking access, bill payment services, and debit card access. Cash management is also available, if needed.
Commercial Checking
Commercial Checking is the ideal account for businesses making less than 200 debits per month. This account includes online banking access, bill payment, and debit card access.
Find Your Local Commercial Banker
Current Rates
Government/Not-for-Profit Community Funds Checking
The minimum to open is $100 and there is a monthly maintenance fee of $25. Other fees may apply.
*APY = Annual Percentage Yield. APY is based on a $2,500 balance for 12 months. Current rates are subject to change. Fees could reduce earnings.
| Balance | Interest Rate | APY * |
|---|---|---|
| $0-$249,999 | 0.20% | 0.20% |
| $250,000+ | 0.45% | 0.45% |
Last updated on 02/03/2025.
The FNBM Difference Working for You
We believe in local leadership and local decision making.
We understand that direct access to your banker is important.
We know the importance of giving back to our community.
Learn more about why First National Bank of Michigan is right for you.