When it comes to financial planning, setting up beneficiaries for your bank accounts is a crucial yet often overlooked step. While many people focus on creating wills, trusts, or retirement accounts, ensuring that your bank accounts have designated beneficiaries can provide an extra layer of protection for your loved ones and help them avoid unnecessary … Continue reading

For any business owner, understanding where you stand in relation to your competitors is vital for making informed decisions, improving products, and capturing market share. One of the most effective tools for gaining this insight is the competitive matrix. This simple yet powerful tool helps you compare your business with competitors on various factors such … Continue reading

In today’s fast-paced world, digital payments have become essential for individuals and businesses alike. One of the most popular tools for transferring money quickly and securely between bank accounts is Zelle. Whether you’re splitting a restaurant bill, sending money to a friend, or paying for services, Zelle offers a convenient way to transfer funds in … Continue reading

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In an era where digital transactions and online interactions are the norm, the threat of fraud and cybercrime has never been greater. To help individuals and businesses stay informed and protected, First National Bank of Michigan (FNBM) has hosted a series of virtual webinars focused on fraud prevention and cybercrime awareness. Why Attend? The digital … Continue reading

There’s a Safer Way to Bank from Anywhere In today’s fast-paced world, you need the convenience of banking on the go. With advanced security measures and technological safeguards built into our mobile banking app, you can manage your banking needs with confidence from anywhere. Here are some helpful tips to make your mobile banking experience … Continue reading

At First National Bank of Michigan (FNBM), safeguarding your funds is our top priority. With Insured Cash Sweep (ICS®) and Certificate of Deposit Account Registry Service (CDARS®), you can access multi-million-dollar FDIC protection while working directly with us. Rest Assured Your deposits, even those well into the millions, are eligible for FDIC insurance protection. Unlike … Continue reading

In today’s competitive business environment, having the right financial tools is essential for success. Business credit cards offer a range of benefits designed to help you manage expenses, improve cash flow, and grow your business efficiently. Key Benefits of Business Credit Cards 1. Streamlined Expense Management Business credit cards provide robust expense management tools that … Continue reading

ICS and CDARS, access millions in FDIC insurance.

Rates as low as 7.00% APR