At First National Bank of Michigan (FNBM), safeguarding your funds is our top priority. With Insured Cash Sweep (ICS®) and Certificate of Deposit Account Registry Service (CDARS®), you can access multi-million-dollar FDIC protection while working directly with us. Rest Assured Your deposits, even those well into the millions, are eligible for FDIC insurance protection. Unlike … Continue reading

In today’s competitive business environment, having the right financial tools is essential for success. Business credit cards offer a range of benefits designed to help you manage expenses, improve cash flow, and grow your business efficiently. Key Benefits of Business Credit Cards 1. Streamlined Expense Management Business credit cards provide robust expense management tools that … Continue reading

ICS and CDARS, access millions in FDIC insurance.

Rates as low as 7.00% APR

With easy-to-access data, convenient automatic transfers, and a variety of ways to organize your money, online banking can revolutionize the way you budget. Here’s a look at a few easy tips to help you budget better with the power of technology. Set up sub-accounts Even if you’re putting money away in a savings account, it … Continue reading

Consider using your income tax refund towards your move to homeownership! Tax refunds make a great source of funds for the downpayment or closing costs. Buying a home is easier than you might think. For some potential homebuyers it can be a struggle to come up with the down payment they need to qualify for … Continue reading

If you’ve got a growing enterprise, you may want to give your staff members the power to make purchases. Whether they’re wining and dining clients or buying paint brushes and flooring to fix up an investment property, a business credit card can give your employees a convenient way to make transactions on behalf of your … Continue reading

In an effort to better serve our customers, First National Bank of Michigan has upgraded our Online and Mobile Banking systems. The new systems offer an enhanced user experience and access to more financial tools that make banking with us that much better.

On September 30, 2022 we will move our website from .com to .BANK Customer FAQs on Moving to .BANK What is .BANK? .BANK is a gated domain, like .gov or .edu, but for verified banks. Replacing .com, which can be purchased by anyone, .BANK quickly verifies that the website or email is authentically from our … Continue reading