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First News

From community involvement to useful banking insight, we always make it a priority to keep you in-the-know when it comes to your banking needs and goals.

How Your Bank Keeps Your Money Safe: Understanding FDIC Insurance

October 9, 2025

Posted in News

At First National Bank of Michigan (FNBM), keeping your money secure is our top priority. One of the most important ways we do that is through FDIC insurance — a federal protection that gives you peace of mind, knowing your deposits are safe no matter what happens. What Is FDIC Insurance? The Federal Deposit Insurance …

Protect Your Most Valuable Asset: Understanding Home Title Fraud

October 8, 2025

Posted in News

Your home is likely one of your most important investments — and unfortunately, it’s becoming a growing target for scammers. Home title fraud is a serious crime that can go unnoticed until it’s too late. At First National Bank of Michigan (FNBM), we want to help you recognize the warning signs and protect your property. …

Your Funds Are Protected with ICS® and CDARS® at First National Bank of Michigan

October 8, 2025

Posted in News

At First National Bank of Michigan (FNBM), protecting your money is more than a promise — it’s our priority. Through the Insured Cash Sweep (ICS®) and Certificate of Deposit Account Registry Service (CDARS®) programs, you can enjoy access to multi-million-dollar FDIC insurance coverage while continuing to work directly with your trusted local bank.

The Importance of a Succession Plan for Small Businesses

October 8, 2025

Posted in News

For many small business owners, the company represents years of hard work, personal investment, and community connection. Yet, one critical factor that often gets overlooked is what happens when the owner steps away — whether through retirement, illness, or unexpected circumstances. That’s where a succession plan becomes essential. A succession plan outlines how leadership and …

A Sweet Day of Volunteering with First National Bank of Michigan

August 27, 2025

Posted in Community Involvement

When life gives you lemons… make Lemonade Day a success!

Team members from First National Bank of Michigan spent the day lending their time and energy at Woods Lake Elementary School, helping young entrepreneurs turn their big ideas into bright, refreshing reality. It was a sweet day of volunteering — complete with smiles, laughter, and plenty of lemonade.

EHTC

August 12, 2025

Posted in Customer Focus

“What we appreciate most about FNBM is their expertise in business lending and their genuine commitment to understanding our firm’s needs. As a continuously growing CPA firm, we needed a banking partner who could confidently navigate the world of commercial real estate financing, and FNBM delivered exactly that. Their team really understands the unique challenges of the CRE market, and they work with you to structure financing that makes  sense.”

-Dave Echelbarger, CPA, CGMA
 EHTC

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